Cash-flow-first accounting

Know exactly how much cash you really have

Meridian connects your bank, cards, and Stripe, then turns every transaction into clear answers about cash, profit, and runway — so you make money decisions with confidence, fast. Built for businesses and for people managing their own finances.

Connect my bank →14-day free trial. No card required.
JKMRALSPKTEV
★★★★★
Loved by 12,840 people and businesses
app.meridian.com
Net income+18.2%
$284,400
vs $240,600 last year
Revenue+22.4%
$1,240,900
Year to date
Expenses+24.1%
$956,500
77% of revenue
Runway
18.4 mo
at current burn
Cash flow
Money in vs. money out · last 12 months
InflowOutflow
J
Inflow$82.00
Outflow$51.00
J
F
Inflow$96.00
Outflow$64.00
F
M
Inflow$88.00
Outflow$63.00
M
A
Inflow$121.00
Outflow$93.00
A
M
Inflow$104.00
Outflow$64.00
M
J
Inflow$138.00
Outflow$92.00
J
J
Inflow$128.00
Outflow$92.00
J
A
Inflow$152.00
Outflow$117.00
A
S
Inflow$118.00
Outflow$73.00
S
O
Inflow$168.00
Outflow$113.00
O
N
Inflow$142.00
Outflow$102.00
N
D
Inflow$176.00
Outflow$136.00
D
Accounts receivable$42,300.00
Current$28,100.00
1–30 days$9,400.00
31–60 days$3,200.00
60+ days$1,600.00
Due this week3 bills
$6,400.00
Total payable $19,850.00
Recent transactions
ST
Stripe payout
Jun 24
+$18,240.00
AW
AWS
Jun 23
−$4,118.00
PY
Payroll — June
Jun 21
−$38,920.00
OR
Orbit Co — #1042
Jun 19
+$9,500.00
Accounts
CHK
Chase Business Checking
#1001
$168,420.00
TRE
Mercury Treasury
#1002
$94,680.00
SAV
Business Savings
#1003
$21,412.00
Total cash$284,512.00

Connects to the accounts you already have

PlaidStripeChaseBank of AmericaWells FargoCapital One

How it works

Clean books in 3 steps

1

Connect your accounts

Link your bank, cards, and Stripe in under a minute. Meridian pulls in every transaction automatically — no CSV wrangling.

2

We categorize & reconcile

Every transaction is sorted, matched, and reconciled for you. Your books stay current without you touching a spreadsheet.

3

Make money decisions

See your real cash, profit, and runway — for your business or your household — and know exactly what to do next.

Features

Answers about your money, not another spreadsheet

$

Real-time cash flow

Watch money in and money out update live. Know your runway to the day, not the quarter — so a surprise never becomes a crisis.

↻

Automatic reconciliation

Meridian matches every payment to the right account and flags only what needs your eyes. Month-end close goes from days to minutes.

%

True profit, personal or business

See real profit after every expense — whether that's a company P&L or your household's bottom line — tracked automatically all year.

◇

Reports that answer questions

P&L, balance sheet, and cash statements in one click — plus plain-English answers like “can I afford to hire?” Ready for your accountant.

5 min
to connect and see your first report
12,840
people and businesses keeping cleaner books
9 hrs
saved on close, every month

People and businesses finally understand their numbers

★★★★★

I finally know my runway without asking my bookkeeper. Meridian caught a subscription I'd been double-paying for a year.

DO
Dana Okafor
founder, Loop
★★★★★

Month-end close used to eat a full day. Now it's coffee and 20 minutes — reconciliation just happens in the background.

MR
Marcus Reyes
Reyes Studio
★★★★★

I use it for our household, not a company. I finally see our real net worth and monthly savings in one place instead of six spreadsheets.

AL
Aria Lindqvist
personal books

Pricing

Simple plans that grow with you

Starter

For individuals and solo founders

$15/month
billed annually
Start 14-day free trial
$0.00 due today. No card required.
  • ✓1 organization
  • ✓Up to 5 connected accounts
  • ✓Automatic categorization
  • ✓Cash flow & runway
  • ✓P&L and balance sheet
  • ✓Personal or business books
Most popular

Growth

For growing teams with real complexity

$39/month
billed annually
Start 14-day free trial
$0.00 due today. No card required.
  • ✓1 organization
  • ✓Up to 30 connected accounts
  • ✓Auto reconciliation + rules
  • ✓Multi-currency accounts
  • ✓Accountant access & exports
  • ✓Priority support

Questions? Answered.

Under five minutes. Connect your bank, cards, and payment processor, and Meridian imports and categorizes your history automatically — you'll see your first report before your coffee's cold.
Yes. We use bank-level 256-bit encryption, read-only connections through trusted aggregators, and never store your login credentials. Your data is yours — export or delete it anytime.
Not at all. Meridian is built for people who aren't accountants. But if you have one, you can invite them for free and hand off clean, export-ready books whenever they need them.
Almost certainly. We connect to thousands of banks and cards via Plaid, plus Stripe. If we're missing one, you can import a statement in a couple clicks.
Nothing automatic — we never ask for a card upfront. After 14 days you pick a plan to keep going. Your data stays put either way.

Stop guessing where your money went

Connect your accounts and see your real cash, profit, and runway in minutes.

Connect my bank →14-day free trial. No card required.